Divorce, Taxes, and the IRS

In Divorce, potential tax liability can frequently becomerealization that a spouse is a tax cheat - and you
the tool for one spouse to use against the otherwere completely unaware until the divorce.
spouse. If improperly used, this tool can destroy all ofThe Potential Problems:
the marital assets. In the worst case, tax liability can- You may end up owing the IRS half the overdue
seriously impact the future financial security of eithertaxes.
spouse and subject them to criminal sanctions.- You may end up owing the IRS the ENTIRE tax bill.
Situation 1 - Your Spouse Owns a Business- The overdue tax bill may be double the actual unpaid
The most common situation where taxes become antaxes, due to penalties, fines, and interest.
issue in a divorce is they there is a family business.The Potential Solution:
The owner - spouse may have hidden cash receiptsThe IRS has a provision called Innocent Spouse Relief.
or engage in a practice of recording inflated expenses.This provision gives complete or partial tax forgiveness
This common practice by many business owners is ato an innocent spouse. But be aware - the definition of
fraudulent attempt to minimize taxes. The other"innocent" is technical, elusive, and difficult to
spouse is often aware of and approves of thisunderstand.
practice. During the marriage, minimization of taxesTwo available forms of tax relief:
results in higher household income and a better lifestyle- Innocent Spouse Relief - Discharge of Liability
for the couple.- Separate Tax Liability for Each Spouse
This practice is illegal or borders on illegal. During theThe first form of relief wipes out your tax debt in part
marriage it is a secret between the married couple. Butor full. You must have not had any knowledge of the
during a divorce each spouse may try to use past taxincorrect or fraudulently prepared tax returns. That
behavior to gain an advantage. The owner - spousemeans you cannot look like you were aware of any
wants to minimize past income in an effort to lowerpart of the return. Also, you must not have benefited
child support, alimony, or division of marital property. Offrom the hidden income. That means you cannot be
course the other spouse wants to prove the opposite.driving a Mercedes and at the same time signing a tax
The result is a game of chicken - with one spousereturn that show $200/week in income.
threatening to turn the other spouse in to the IRS. ThisThe second form of relief is slightly easier to get. If you
is a dangerous game for all involved. Do it yourselfersqualify, the IRS will separate out the tax liability of your
will find the situation blowing up in their face. Peopleincome from your spouse's hidden income. This type
with attorneys may find the attorney reluctant to dealof relief may have the effect of wiping out extreme
with the situation.tax bills and penalties.
The Potential Problems:The Bottom Line: Always be aware of these types of
- Your Attorney cannot assist the owner/spousetax situations. The financial effect can be far worse
commit the crime of tax evasion.than the divorce. If you believe this type of problem is
- The non-owner spouse may end up liable for half ofin your future, start preparing immediately. Do not sign
the back taxes, penalties, and fines.a joint tax return for your upcoming tax filing. File
- The divorce court Judge may decide to turnmarried-filing-separately. The moment you suspect a
everyone in.potential tax liability, begin to separate your financial life
- In an extreme situation, everyone can go to jail.from your spouse's financial life and then promptly file
Situation 2 - You Make a Surprise Discovery: Yourfor divorce.
Spouse is a Tax CheatCopyright 2006 The Divorce Center P.A.
Another common situation in divorce: the sudden